ALPHA

Industry Standards

Following science-based wildfire mitigation standards

IBHS Wildfire Prepared Home

Insurance Institute for Business & Home Safety

FireBreak assessments follow IBHS standards—the first wildfire mitigation program allowing homeowners to earn designation through science-based actions.

What We Check

  • 0-5 Foot Zone: Ember ignition area reviewed by AI
  • Roof & Vents: Material and condition documented
  • Building Features: Eaves, vents, exterior materials evaluated
  • Defensible Space: Vegetation and fuel load analyzed

Learn more at ibhs.org →

NFPA 1144 & Firewise USA

National Fire Protection Association

FireBreak follows NFPA 1144 standards for reducing wildfire ignition hazards and supports Firewise USA® community programs.

Defensible Space Zones

  • Zone 0 (0-5 ft): Ember-resistant area—non-combustible materials only
  • Zone 1 (5-30 ft): Immediate zone—fuel reduction and spacing
  • Zone 2 (30-100 ft): Extended zone—vegetation management and tree spacing

What We Document

  • Photos of all three zones with AI vegetation analysis
  • Combustible material detection within 5 feet
  • Tree spacing and ladder fuel identification
  • Deck and structure compliance verification

Learn more at nfpa.org →

California Safer from Wildfires

California Department of Insurance

FireBreak supports California's Safer from Wildfires program—a comprehensive wildfire resilience framework for structure, surroundings, and community.

Key Actions We Document

  • Roof: Class A fire-rated verification
  • Vents: Ember-resistant documentation
  • Windows: Multi-pane, tempered glass assessment
  • Defensible Space: 100-foot zone compliance (PRC 4291)
  • Zone 0: 5-foot ember-resistant zone (2025 requirement)
  • Deck & Fence: Ignition-resistant material evaluation
  • Vegetation: Ongoing maintenance tracking

AB 888 - Safe Homes Act

Every documented action qualifies for insurance discounts. More actions documented = greater savings potential.

Learn more at insurance.ca.gov →

Additional Standards

CAL FIRE (PRC 4291)

  • 100-foot defensible space documentation
  • Annual clearance requirement tracking

International Wildland-Urban Interface Code

  • Building material ignition resistance
  • Roof and wall construction standards

Local Requirements

Assessments can be customized for county fire departments, fire districts, municipal ordinances, and HOA regulations.

Insurance Recognition

Insurers recognize these standards because they reduce wildfire risk.

What Insurers Need

  • ✓ Third-party verification
  • ✓ Industry standards referenced
  • ✓ Photo documentation
  • ✓ Timestamped evidence

What You Get

  • ✓ AI-verified assessments
  • ✓ IBHS, NFPA, CA standards
  • ✓ GPS-tagged photos
  • ✓ Comprehensive reports

Expected Savings

15-25% average premium reduction

Varies by insurer, location, and mitigation actions completed.

Ready to Get Started?

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